Scratchpay provides simple financing options for pet owners without credit checks. The online or phone application process is easy, and funds are available immediately upon approval. Choose from a variety of payment plans to fit your budget and prioritize your pet’s care.

      Highlights of the Scratchpay Program

    • The application process is easy and funds can be accessed immediately.
    • Scratchpay offers different payment plans with flexible terms and interest rates.
    • It’s useful for routine and emergency veterinary services.
    • It partners with thousands of providers across the US.
    • There are no prepayment penalties.
    • It offers a mobile app for account management and payments.
    • It provides financial flexibility for pet owners.